WHAT IS KOHL’S Credit Card?
Kohl’s Department Stores is a second-best right after Macy’s. Kohl’s stores are family-friendly stores where one can buy clothes at a very affordable rate. With frequent promotions and sales, this second largest retail store has faithful followers. Kohl’s Credit card is useful at its store, or its website Kohl.com. Kohl’s is famous for giving coupons that can offer up to 30% to the people who have Kohl’s Card.
WHY KOHL’S Credit Card? WHAT ARE THE PERKS?
Kohl’s Credit Card is also called Kohl’s Charge Card. There is no reward to buy the card; however, one can avail various offers through its reward programs. Although, every newcomer who applies for the card can get 35% on their first purchase. With Kohl’s cash-off coupons, a shopper can even combine with other store discounts too. The more you buy, the more offers pile up for them over the years.
PERKS
- With every new card, one can get a 15% discount via mail
- 35% discount on their first purchase
- Avail 12 different promotions of 30%, 20% and 15% over the year
- MVC: Most Valuable Customer, with every expenditure of $600 in 12 months.
- Get 18 different exclusive discounts, annually, if you are MVC.
- No excess annual fee required.
- Specific cash promotions are only available to the cardholders.
STEPS TO ENROL FOR KOHL’S CHARGE
- By using the above link, a page will open.
- Under the dialog box “REGISTER,” enter your 12 digit Kohl’s Credit Card number.
- Enter the security phrase.
- A new “USERNAME” and a new “PASSWORD” is created.
- Use this username and password to login for further login.
HOW TO APPLY FOR KOHL CHARGE CARD?
Well, you have to verify the parameters on which you are issued the charge card. You need to have the following necessary items to apply:
- Register and create an account in Kohl’s Charge Card.
- You will be taken to the official website for registering your further information.
PRO TIP: Do use your full name
- You might even register through in-store.
- Check your eligibility. If you are declined, they will send you the reason.
- 18+ requirement
- Shopping online makes it easy to obtain membership benefits
- You need to fill in essential details like-
Birthdate, annual income, total household income, source of income, security number, and phone number.
Forgot your kohl’s Credit Card username or password?
STEP 1. Go to the Kohl’s charge card webpage.
STEP 2. You have to re-register, and a temporary identification code will be provided in a mail.
STEP 3. You can sign in and create a new password.
STEP 4. Your username has to be between 4- 20, and the password has to be 8-20 characters: one uppercase, lowercase, and number.
KOHL’S CREDIT: HOW DOES IT WORK?

Being a retail charge card, one must keep in mind that this card is used only for Kohl’s merchandise. This charge card has a credit limit. This limit ranges between $300 to $3000. Like a credit card, a balance is expected to be fully paid; however, you can have the option to carry forward your balance, but there is a catch. The catch is if you are willing to pay APR (Annual Percentage Rate) of 27.9%, then you are good to go.
CON:
You may want to go forward to have a reward card, as you can avail of cashback than using the charge card.
Enroll IN YES2YOU REWARDS
For every dollar, the 1X point is added to your account. You can pay via Kohl’s Charge Card or by other means; for every 100 points, $5 is added to your rewards cash. One has to be careful as the validity of every reward cash is only 30 days, and this card offers 5% off on every purchase.
USE KOHL’S APP
To make it easy to handle your accounts in one place, the retail store has introduced the app. This app helps to keep track of discounts by Kohl’s Charge, maintaining Yes2You rewards, and by adding your Charge Card, you can use it in place of your credit card.
AUTOPAY
It is better to pay the full statement at the end of every month, manually or online. Due to the high-interest rate, if the entire account is not settled, then it can result in a hefty issue.
WAYS TO PAY UP YOUR BILLS
- BY MAIL
- BY PHONE
- ONLINE
1. Contact Kohl’s Credit Card by MAIL:
If you are paying via mail, you keep in your mind that you must pay before 5 p.m CST.
If you paid after that, the payment would be added to the next day’s account, hence incurring your late fee.
The late fee can hike up to $39.
2. Kohl’s Credit Card Phone Number

If you are paying via phone, call on 1-855-564-5748, you can use banking payments like account number and banking route. You can also use a debit card.
You will have two options to use the phone for payments.
The automated phone system will be the default one. With the automated phone system, you can make payments 24 hours, and the good thing about the computerized phone paying system is you can pay till 7 p.m CST. after which, any fees will be considered as the next day payment.
With Customer Care Service, you will be charged with a fee. The Customer Care Services will be available from 7 a.m to 9 p.m CST on weekdays, and on Sunday, it will be 8 a.m to 9 p.m CST.
The good thing about this mode of payment is that you can pay up to 11:59, post which will be considered as the next day payment.
3. ONLINE
For making any online payment, you must register yourself at My Kohl’s Charge website.
After registering, you can log in with the username given to you, and then you can choose your preferred way for the transaction. Using Kohl’s App can ease your procedure.
Online payments posted before 7 p.m CST will be registered for that day, and the payments post that time will be registered for the next day.
By the website called CREDIT CARD INSIDER, Kohl Charge Card was rated 3 out of 5. It is a good option for you if you are a loyal purchaser of Kohl merchandise.